Hospital indemnity insurance is a supplemental insurance plan designed to provide you with a cash benefit if you are hospitalized. This benefit can be used to cover a variety of expenses that may not be fully covered by your primary health insurance, such as co-pays, deductibles, and ambulance rides.
Bridge the Gap in Your Medical Coverage
Cash Benefits
Receive a predetermined cash benefit for each day you are hospitalized. This benefit can be used as you see fit, whether for medical bills, household expenses, or other financial obligations.
flexibility
Hospital indemnity insurance offers flexibility in how you use your benefits. There are no restrictions on how the money is spent, giving you the freedom to address your most pressing needs.
Coverage for Additional Expenses
Helps cover costs not fully paid by your primary health insurance, such as deductibles, co-pays, and out-of-network charges. It can also assist with non-medical expenses like transportation, lodging for family members, and home recovery support.
Easy Enrollment
Enrolling in hospital indemnity insurance is straightforward, often requiring no medical exams. It can be added to your existing insurance coverage with ease.
Get help choosing the right plan.
01
Who Can Benefit from Hospital Indemnity Insurance?
Hospital indemnity insurance is beneficial for anyone looking to protect themselves from the high costs associated with hospital stays. It is especially valuable for individuals with high-deductible health plans, those with chronic health conditions, or anyone concerned about the financial impact of unexpected hospitalizations.
02
Coverage Activation
If you are hospitalized, your plan provides a cash benefit based on the terms of your policy. This can be a fixed amount per day or a lump sum, depending on your coverage.
Protect yourself from unexpected medical expenses and gain peace of mind with hospital indemnity insurance. Contact us today to learn more about how this valuable coverage can benefit you and your family. Our experienced team is here to help you every step of the way.
Have questions about your insurance options or need assistance with your plan? Our friendly and knowledgeable team is here to help. Contact us today to get the support you need.
Contact Us
Thank you for contacting us. We will get back to you as soon as possible
Oops, there was an error sending your message. Please try again later
We do not offer every plan available in your area. Currently, we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov
